⭐ 5.0 Google Rated|DPIIT Certified Startup
Overview
CGTMSE is a government-run credit guarantee scheme that lets lenders extend collateral-free loans to MSMEs. The guarantee covers a large portion of the credit facility.
Who Needs This?
Manufacturing and service MSMEs.
Key Benefits
Collateral-Free
Up to ₹5 crore under CGTMSE cover.
Wider Lender Choice
Public and private banks partner.
Priority Sector
Fast-tracked processing.
Eligibility
- MSME with Udyam registration.
- Positive credit history.
Documents Required
Udyam certificate
KYC of promoters
Financials
Bank statements
Project report
Our Process
1
Eligibility assessment
CGTMSE fit analysed.
2
DPR preparation
Bank-ready project report.
3
Bank submission
Application with partner banks.
4
CGTMSE coverage
Credit guarantee applied.
5
Disbursal
Loan disbursed to your account.
Pricing
Success-fee based
Final quote depends on your specific requirement. Get an exact figure in writing after a free 10-minute call.
Why choose Utkarshudyam?
Expert Team
CAs, CS and industry experts on every case.
End-to-End Docs
Checklists, drafts and prompt reminders.
DPIIT Certified
A recognised startup helping others grow.
Transparent Fees
Written quotes, no surprises.